Traditional, for me this has been my Citi Double Cash card.īottom line. If you do like juggling multiple rewards cards, it’s still good to have a 2% cash back card as your “catch-all” back-up card. For example, $2,000 in credit card spending a month is easily calculated at $40 month in cash back rewards, or $480 a year. Many people I know who prefer simplicity use a debit card with at most 1% cash back, while they could be earning double the cash back while getting better consumer fraud protections and still paying off the balance each month. If you aren’t into chasing bonuses or maximizing the value of points and miles, I recommend that everyone get some sort of flat 2% cash back credit card. In addition, World Mastercard DashPass members get $5 off their first 2 orders per month until.
New members get 3 free months of membership. Get free delivery, reduced fees and exclusive offers with DashPass, the monthly subscription service from DoorDash. Simply pay for your cell phone bill with your World Mastercard to activate coverage. World Mastercard comes with $1,000 in yearly coverage ( $600 max per claim, 2 claims per year) should your cell phone get stolen or need certain repairs. Details at the World Mastercard official page, but here the perks I found most useful: These include cell phone protection, DoorDash, Lyft, and Shoprunner benefits. As a “World Mastercard” – a notch above the standard Mastercard – it includes a few unique benefits that most other 2% cash back cards don’t have. With this card, your cash back gets credited to your statement every month, automatically. Other competitors may require you to accrue either a minimum like $25 before you can redeem, or require you to manually request the rewards. Here are a few minor but notable ways that make this 2% cash back card unique from the competition.Ĭash back is credited automatically to your statement every month. It was previously invite-only, but is now open to public applications subject to credit approval. There are no rotating categories, activation deadlines, no earning caps, or miles/points to redeem. The Synchrony Premier World Mastercard is a rewards credit card that earns 2% cash back on every purchase with no annual fee.